How to use the New York Paycheck Calculator
Fill in the fields on the left. Results, charts and the breakdown update instantly as you type or move a slider. Pick your country at the top of the page to switch currency.
New York income tax brackets 2026
New York has 9 brackets from 3.9% to 10.9%. New York cut its lower rates by 0.1 point in 2026. High earners also lose the benefit of lower brackets (tax benefit recapture), which is not modelled here.
| Taxable income | Rate |
|---|---|
| $0 – $8,500 | 3.9% |
| $8,500 – $11,700 | 4.4% |
| $11,700 – $13,900 | 5.15% |
| $13,900 – $80,650 | 5.4% |
| $80,650 – $215,400 | 5.9% |
| $215,400 – $1,077,550 | 6.85% |
| $1,077,550 – $5,000,000 | 9.65% |
| $5,000,000 – $25,000,000 | 10.3% |
| Over $25,000,000 | 10.9% |
| Taxable income | Rate |
|---|---|
| $0 – $17,150 | 3.9% |
| $17,150 – $23,600 | 4.4% |
| $23,600 – $27,900 | 5.15% |
| $27,900 – $161,550 | 5.4% |
| $161,550 – $323,200 | 5.9% |
| $323,200 – $2,155,350 | 6.85% |
| $2,155,350 – $5,000,000 | 9.65% |
| $5,000,000 – $25,000,000 | 10.3% |
| Over $25,000,000 | 10.9% |
Standard deduction: $8,000 single, $16,050 married.
Other New York payroll deductions
- Disability insurance (SDI): 0.5% of wages (max $31.20 a year)
- Paid Family Leave (PFL): 0.432% of wages (max $411.91 a year)
Local income taxes in New York
New York City residents add 3.078% to 3.876%; Yonkers residents add a surcharge. Set the local income tax field in the calculator to match where you live or work.
Sources: Tax Foundation, State Individual Income Tax Rates and Brackets, 2026; IRS Rev. Proc. 2025-32; New York revenue and labor department rates for 2026. Federal: 2026 brackets, $184,500 Social Security wage base. See paycheck calculators for every state.
Formula
Frequently asked questions
How much is New York state income tax in 2026?
New York has 9 brackets from 3.9% to 10.9% for 2026. New York cut its lower rates by 0.1 point in 2026. High earners also lose the benefit of lower brackets (tax benefit recapture), which is not modelled here.
What taxes come out of a New York paycheck?
Federal income tax, Social Security (6.2% of wages up to $184,500 in 2026) and Medicare (1.45%, plus 0.9% on wages over $200,000), New York income tax, Disability insurance (SDI), Paid Family Leave (PFL), and in some areas a local income tax. Pre-tax 401(k) and health insurance deductions lower your taxable pay.
Do cities in New York charge income tax?
New York City residents add 3.078% to 3.876%; Yonkers residents add a surcharge. Enter your local rate in the calculator to include it.
Is this New York paycheck calculator up to date?
Yes. It uses the 2026 federal tax brackets and standard deduction, the 2026 Social Security wage base, and the latest published New York tax rules. We last reviewed the New York numbers on 20 Oct 2026.
Cite or link to this calculator
Using this calculator in an article, report or assignment? You can cite it like this:
CalcKite. (2026). New York Paycheck Calculator [Online calculator]. https://www.calckite.com/new-york-paycheck-calculator/
Or add a link to it from your website or blog:
<a href="https://www.calckite.com/new-york-paycheck-calculator/">New York Paycheck Calculator</a> by CalcKiteAdd this calculator to your website — free
Bloggers, schools, agents and businesses can embed the New York Paycheck Calculator on their own pages. Copy the code below and paste it into your page's HTML. The calculator resizes itself to fit, and works on phones.
Free to use — please keep the credit link under the calculator. Browse all free calculators for your website.
Results are estimates for information only and are not financial, tax or legal advice. Tax rules, interest rates and fees change, so confirm important numbers with your bank, employer or a qualified adviser. Read our disclaimer.