How to use the New Jersey Paycheck Calculator
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New Jersey income tax brackets 2026
New Jersey has 7 brackets from 1.4% to 10.75%. New Jersey has no standard deduction. Employees also pay UI, disability and family leave insurance.
| Taxable income | Rate |
|---|---|
| $0 – $20,000 | 1.4% |
| $20,000 – $35,000 | 1.75% |
| $35,000 – $40,000 | 3.5% |
| $40,000 – $75,000 | 5.53% |
| $75,000 – $500,000 | 6.37% |
| $500,000 – $1,000,000 | 8.97% |
| Over $1,000,000 | 10.75% |
| Taxable income | Rate |
|---|---|
| $0 – $20,000 | 1.4% |
| $20,000 – $50,000 | 1.75% |
| $50,000 – $70,000 | 2.45% |
| $70,000 – $80,000 | 3.5% |
| $80,000 – $150,000 | 5.53% |
| $150,000 – $500,000 | 6.37% |
| $500,000 – $1,000,000 | 8.97% |
| Over $1,000,000 | 10.75% |
Personal exemption: $1,000 single, $2,000 married.
Other New Jersey payroll deductions
- Unemployment insurance (UI/WF): 0.425% of wages up to $44,800
- Disability insurance (TDI): 0.19% of wages up to $171,100
- Family leave insurance (FLI): 0.23% of wages up to $171,100
Sources: Tax Foundation, State Individual Income Tax Rates and Brackets, 2026; IRS Rev. Proc. 2025-32; New Jersey revenue and labor department rates for 2026. Federal: 2026 brackets, $184,500 Social Security wage base. See paycheck calculators for every state.
Formula
Frequently asked questions
How much is New Jersey state income tax in 2026?
New Jersey has 7 brackets from 1.4% to 10.75% for 2026. New Jersey has no standard deduction. Employees also pay UI, disability and family leave insurance.
What taxes come out of a New Jersey paycheck?
Federal income tax, Social Security (6.2% of wages up to $184,500 in 2026) and Medicare (1.45%, plus 0.9% on wages over $200,000), New Jersey income tax, Unemployment insurance (UI/WF), Disability insurance (TDI), Family leave insurance (FLI). Pre-tax 401(k) and health insurance deductions lower your taxable pay.
Is this New Jersey paycheck calculator up to date?
Yes. It uses the 2026 federal tax brackets and standard deduction, the 2026 Social Security wage base, and the latest published New Jersey tax rules. We last reviewed the New Jersey numbers on 20 Oct 2026.
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Results are estimates for information only and are not financial, tax or legal advice. Tax rules, interest rates and fees change, so confirm important numbers with your bank, employer or a qualified adviser. Read our disclaimer.