Loans & Mortgages

Loan Comparison Calculator

Two loan offers with different rates, tenures and fees are hard to compare in your head. Enter both and see which one costs less overall.

How to use the Loan Comparison Calculator

Fill in the fields on the left. Results, charts and the breakdown update instantly as you type or move a slider. Pick your country at the top of the page to switch currency.

Formula

Total cost = EMI × number of months + fees

Frequently asked questions

Is the lowest interest rate always cheapest?

No. Higher fees or a longer tenure can make a lower-rate loan cost more in total.

What else should I compare?

Prepayment charges, whether the rate is fixed or floating, and any mandatory insurance.

Results are estimates for information only and are not financial, tax or legal advice. Tax rules, interest rates and fees change, so confirm important numbers with your bank, employer or a qualified adviser. Read our disclaimer.