How to use the Home Loan Calculator
Fill in the fields on the left. Results, charts and the breakdown update instantly as you type or move a slider. Pick your country at the top of the page to switch currency.
Formula
Loan amount = Property price × (1 − down payment %)
EMI = P × r × (1 + r)^n ÷ ((1 + r)^n − 1)
Frequently asked questions
How much down payment do I need?
Most lenders fund 75–90% of the property value, so plan for a 10–25% down payment plus registration, stamp duty and other charges.
Is a shorter home loan better?
A shorter tenure means a higher EMI but much less total interest. If the EMI is comfortable (under 40% of take-home pay), a shorter tenure saves money.
Results are estimates for information only and are not financial, tax or legal advice. Tax rules, interest rates and fees change, so confirm important numbers with your bank, employer or a qualified adviser. Read our disclaimer.