How to use the Commute Cost & Time Calculator
Enter your round-trip distance and how many days a month you go to the office. Choose gas or electric and enter your fuel economy and price (or EV efficiency and electricity price). Add any daily tolls and parking, and your travel time each way. Set the hybrid plan to the office days you’re considering. Your time is shown in hours; it only becomes money if you enter a value for your time.
Worked example
20-mile round trip, 20 days a month, 25 mpg, $3 a gallon
| Fuel: 20 × 20 ÷ 25 × $3.00 | $48.00 a month |
| Per year | $576 |
| Time at 30 minutes each way | 20 hours a month |
| Hybrid plan with 12 office days | $28.80 a month |
| Hybrid saves | $230 a year |
Assumptions and limits
- Only money you pay out is counted: fuel or charging, tolls and parking. Wear, insurance and depreciation aren’t included.
- Time is shown separately and only turned into money if you enter a value for your time.
- This is not a mileage-reimbursement or tax-deduction calculation.
Formula
Frequently asked questions
How much does commuting cost a year?
For a 20-mile round trip at 25 mpg and $3 a gallon, fuel alone is about $576 a year. Tolls and parking can add much more; $10 a day of parking is about $2,400 a year.
How much does working from home save?
Each office day you drop saves that day’s fuel, tolls, parking and travel time. Going from 20 to 12 office days a month cuts these costs by 40%.
Cite or link to this calculator
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CalcKite. (2026). Commute Cost & Time Calculator [Online calculator]. https://www.calckite.com/commute-cost-calculator/
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Results are estimates for information only and are not financial, tax or legal advice. Tax rules, interest rates and fees change, so confirm important numbers with your bank, employer or a qualified adviser. Read our disclaimer.