Tax & Salary

UK Salary Calculator (Take-Home Pay)

Find your monthly take-home pay in the UK. Includes income tax, employee National Insurance, pension contributions and the personal allowance taper above £100,000.

How to use the UK Salary Calculator (Take-Home Pay)

Fill in the fields on the left. Results, charts and the breakdown update instantly as you type or move a slider. Pick your country at the top of the page to switch currency.

Formula

Personal allowance: £12,570 (reduced by £1 for every £2 over £100,000) Basic rate 20% up to £50,270; higher 40% to £125,140; additional 45% above NI: 8% from £12,570 to £50,270, 2% above

Frequently asked questions

Why is tax so high between £100k and £125k?

The personal allowance is withdrawn there, creating an effective 60% tax rate. Pension contributions can bring income back below £100k.

Results are estimates for information only and are not financial, tax or legal advice. Tax rules, interest rates and fees change, so confirm important numbers with your bank, employer or a qualified adviser. Read our disclaimer.