Tax & Salary

HRA Exemption Calculator

If you live in a rented home and get HRA, part of it is tax-free under the old regime. The exemption is the lowest of three amounts — see them all here.

How to use the HRA Exemption Calculator

Fill in the fields on the left. Results, charts and the breakdown update instantly as you type or move a slider. Pick your country at the top of the page to switch currency.

Formula

Exemption = lowest of: 1. Actual HRA received 2. Rent paid − 10% of basic + DA 3. 50% of basic (metro) or 40% (non-metro)

Frequently asked questions

Can I claim HRA in the new regime?

No. HRA exemption is only available in the old tax regime.

Do I need my landlord's PAN?

Yes, if your annual rent is above ₹1 lakh.

Results are estimates for information only and are not financial, tax or legal advice. Tax rules, interest rates and fees change, so confirm important numbers with your bank, employer or a qualified adviser. Read our disclaimer.