How to use the New Zealand Tax Calculator (PAYE)
Fill in the fields on the left. Results, charts and the breakdown update instantly as you type or move a slider. Pick your country at the top of the page to switch currency.
Formula
10.5% up to $15,600 · 17.5% to $53,500 · 30% to $78,100 · 33% to $180,000 · 39% above
ACC: 1.75% up to $156,641 (2026/27)
Frequently asked questions
What is the KiwiSaver default rate?
The default employee contribution rose from 3% to 3.5% in April 2026; you can also choose 4%, 6%, 8% or 10%.
Results are estimates for information only and are not financial, tax or legal advice. Tax rules, interest rates and fees change, so confirm important numbers with your bank, employer or a qualified adviser. Read our disclaimer.