Investing & Savings

Future Value Calculator

Calculate the future value of money today plus regular payments, using any rate and payment frequency.

How to use the Future Value Calculator

Fill in the fields on the left. Results, charts and the breakdown update instantly as you type or move a slider. Pick your country at the top of the page to switch currency.

Formula

FV = PV × (1 + r)^n + PMT × ((1 + r)^n − 1) ÷ r

Frequently asked questions

What is the time value of money?

Money today is worth more than the same money later because it can be invested and earn a return.

Results are estimates for information only and are not financial, tax or legal advice. Tax rules, interest rates and fees change, so confirm important numbers with your bank, employer or a qualified adviser. Read our disclaimer.