How to use the RD Calculator (Recurring Deposit)
Fill in the fields on the left. Results, charts and the breakdown update instantly as you type or move a slider. Pick your country at the top of the page to switch currency.
Formula
M = Σ R × (1 + r/4)^(4 × months remaining ÷ 12) — each instalment compounds quarterly for the time it stays invested
Frequently asked questions
RD or SIP?
An RD gives guaranteed returns with no risk. A SIP in equity funds can earn more over the long term but returns vary.
Results are estimates for information only and are not financial, tax or legal advice. Tax rules, interest rates and fees change, so confirm important numbers with your bank, employer or a qualified adviser. Read our disclaimer.