<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom">
<channel>
  <title>CalcKite Guides</title>
  <link>https://www.calckite.com/guides/</link>
  <atom:link href="https://www.calckite.com/guides/feed.xml" rel="self" type="application/rss+xml"/>
  <description>Plain-English guides to loans, tax, salary, investing and travel from CalcKite.</description>
  <language>en</language>
  <lastBuildDate>Mon, 19 Oct 2026 04:49:05 +0000</lastBuildDate>
  <item><title>How much mobile data do you need for a trip? (7, 14 and 30 days)</title><link>https://www.calckite.com/guides/how-much-data-do-i-need-for-travel/</link><guid isPermaLink="true">https://www.calckite.com/guides/how-much-data-do-i-need-for-travel/</guid><pubDate>Mon, 19 Oct 2026 08:00:00 +0000</pubDate><category>Tech &amp; Travel</category><description>Data use per hour for maps, social media, video and calls, plus ready-made estimates for light, moderate and heavy travellers.</description></item>
  <item><title>How much house can I afford? The 28/36 rule with real numbers</title><link>https://www.calckite.com/guides/how-much-house-can-i-afford/</link><guid isPermaLink="true">https://www.calckite.com/guides/how-much-house-can-i-afford/</guid><pubDate>Mon, 19 Oct 2026 08:00:00 +0000</pubDate><category>Loans &amp; Mortgages</category><description>Use the 28/36 rule to find a safe home price for your income, with examples at $60k, $100k and $150k and the hidden costs to budget for.</description></item>
  <item><title>Old vs new tax regime (FY 2026-27): which saves you more?</title><link>https://www.calckite.com/guides/old-vs-new-tax-regime/</link><guid isPermaLink="true">https://www.calckite.com/guides/old-vs-new-tax-regime/</guid><pubDate>Mon, 19 Oct 2026 08:00:00 +0000</pubDate><category>Tax &amp; Salary</category><description>Slabs, worked examples at ₹10–30 lakh and the exact deductions you need before the old regime beats the new one.</description></item>
  <item><title>CTC vs in-hand salary: why your take-home is lower (with examples)</title><link>https://www.calckite.com/guides/ctc-vs-in-hand-salary/</link><guid isPermaLink="true">https://www.calckite.com/guides/ctc-vs-in-hand-salary/</guid><pubDate>Mon, 19 Oct 2026 08:00:00 +0000</pubDate><category>Tax &amp; Salary</category><description>What goes into your CTC, what gets deducted each month, and how much a ₹6, 12, 18 or 25 lakh CTC really pays in hand.</description></item>
  <item><title>eSIM vs roaming vs local SIM: the cheapest way to stay online abroad</title><link>https://www.calckite.com/guides/esim-vs-roaming-vs-local-sim/</link><guid isPermaLink="true">https://www.calckite.com/guides/esim-vs-roaming-vs-local-sim/</guid><pubDate>Mon, 19 Oct 2026 08:00:00 +0000</pubDate><category>Tech &amp; Travel</category><description>How travel eSIMs, roaming passes and local SIM cards compare on cost and convenience, plus a setup checklist so your eSIM works when you land.</description></item>
  <item><title>How EMI is calculated — and 5 ways to pay less interest</title><link>https://www.calckite.com/guides/how-emi-is-calculated/</link><guid isPermaLink="true">https://www.calckite.com/guides/how-emi-is-calculated/</guid><pubDate>Mon, 19 Oct 2026 08:00:00 +0000</pubDate><category>Loans &amp; Mortgages</category><description>The EMI formula in plain English, worked examples for personal and home loans, and how much prepayment really saves.</description></item>
</channel>
</rss>